Worcester Credit Report Errors Lawyer

Fighting to Protect Clients from Financial Harm

It is a well-known fact that credit reporting agencies often post erroneous material on consumers’ reports. These false facts can negatively affect one’s credit score, resulting in denials of credit or having to pay higher interest rates on such items as car loans or insurance.

A congressionally mandated study conducted by the Federal Trade Commission reported that, in 2013, one in five consumers found errors on at least one of the three reports put out by the major reporting agencies.

What Should You Do About Credit Reporting Errors?

Consumers have the right to dispute these errors with credit reporting companies in order to have them removed or corrected. If you have been affected by credit report errors, you are protected by the Fair Credit Reporting Act (FCRA).

As a Worcester credit report errors attorney at Morrison & Associates, I can help you get erroneous information removed from your report.

You may even be eligible to obtain compensation for having suffered the harmful effects of such information through valid legal action. As a legal professional who has dealt with the credit issues of thousands of people, I have the knowledge and skills to help protect and enhance your financial situation.

Examples of Credit Report Errors

Erroneous information on credit reports can include:

• Failure to report payments made on time
• Inaccurate posting of payment information
• The information posted that belongs to another consumer with a similar or the same name
• Failure to remove negative information from old reports after the time limit has expired, such as old delinquencies, tax liens, bankruptcies, foreclosures, etc.
• Posting or failing to remove false information related to identity theft

What Causes Credit Reporting Errors?

Many of these errors are due to the massive number of consumer files that the agencies handle, many of which include information for the same person under:

• Married and maiden names
• Nicknames
• First and last name only
• First, middle, and last names
• Old addresses
• And more

Furthermore, credit files are merged under algorithms that can be used improperly.

Put Over 20 Years of Experience on Your Side

You should not have to endure any ill effects due to credit report inaccuracies. With my professional assistance as a Worcester credit report errors lawyer, I can take action to rectify such a situation. You may be able to seek compensation for any deliberate FCRA violation or for any financial losses you may have suffered.