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Worcester Small Business Bankruptcy Lawyer

Debt Relief for Massachusetts Business Owners

As a small business owner, are you grappling with runaway business debt or contractual obligations? Are you worried about your business failing because of your financial liabilities?

Filing for a business bankruptcy might be your best plan of attack. You have the option of filing for:

The right form of filing will depend on the scope of your debt and current financial situation. Understanding your options and determining what is right for you is imperative before you make a bankruptcy decision.

As your Worcester small business bankruptcy attorney, I can provide the assistance you need. Learning the pros and cons of each type of filing, their long-term consequences, and how they will affect you both as a business person and an individual is essential.

At Morrison & Associates, my priority is to ensure that you take the path that is the most beneficial to you, whether it is a bankruptcy filing or some other bankruptcy alternative.

Learn your options for small business debt relief by contacting Morrison & Associates for a free initial consultation at (508) 928-3038.

What Small Business Bankruptcy Options Are Available?

The purpose of a small business bankruptcy filing is to either eliminate all debt or reorganize your company so that it can repay its creditors over a set period of time. Either way, when you file for bankruptcy, an automatic stay will be put into effect which prohibits your creditors from demanding payment.

The three primary bankruptcy options available to small businesses are as follows:

Chapter 7

In Chapter 7, your business assets will be liquidated in order to pay off your creditors. For sole proprietors, this results in a discharge of the debt. It also results in the closure of your business.

Chapter 11

In Chapter 11, your business can continue to operate under a reorganization plan approved by the court. This plan essentially makes negotiations with creditors possible.

In the plan, you will delineate how your creditors will be paid off over a specified time period, such as three to five years. This form of bankruptcy requires that your business continues to generate income.

Chapter 13

Chapter 13 bankruptcy may be utilized by sole proprietors with a small number of creditors. Like Chapter 11, it involves a reorganization plan. This type of bankruptcy, however, is simpler and less costly.

Individualized Attention from a Worcester Small Business Bankruptcy Lawyer

Every small business is unique with its own set of factors and circumstances. As your bankruptcy attorney, it is my job to fully understand your situation and to help you identify your objectives so that we can determine the best debt solution for you.

Contact our Worcester small business bankruptcy lawyer for legal help at (508) 928-3038 at your earliest convenience.

Client Testimonials

  • “It was obvious to me that he was a professional who was experienced in helping people in my situation. Highly recommended”


  • “Troy is the most professional and knowledgeable attorney for any type of case”


  • “Prompt response and streamlined process!”


  • “Always There for you!!!”

    D & J

  • “Person at my side through entire process.”

    Daniel G.

  • “He met with me the day I called and filed in time to save my home.”


  • “Angel on Earth - did a remarkable job”

    Angel Kelley

  • “Easy to talk ... helped me feel comfortable about the BK process”

    Janet Sweeney

  • “Troy helped us get on the road to getting our lives back”

    Very professional

  • “Always there for you!!!”

    D & J Pelo

  • “"If you can't fly then run. If you can't run then walk. If you can't walk then craw. But whatever you do, you must keep moving forward." - Martin Luther King Jr.”

    Ruby Vincent

  • “The help he gave me during this difficult time was appreciated more than I could express.”


  • “Troy is the most professional and knowledgeable attorney for any type of case,”