Bankruptcy Attorney in Worcester

Understanding Your Debt Relief Options

Often, debt accumulates due to factors out of your control. An unexpected accident may land you in the emergency room, resulting in massive medical bills. Your spouse may suddenly lose his job, forcing you to rely on credit until your family can get back on its feet. A drawn-out divorce can lead to considerable court costs and attorney fees. Even the day-to-day cost of living may cause debt to gradually—and immeasurably—accumulate over time.

If you are facing a large amount of debt, there are options. Bankruptcy is a federally protected tool that allows individuals and businesses to eliminate or repay debts over a certain period of time. There are several different types of bankruptcy, each with different eligibility requirements and each with its own set of pros and cons. As a Worcester bankruptcy lawyer with more than 20 years of experience and over 5,000 cases successfully handled, I am prepared to help you navigate the legal process. I can assist you every step of the way, from determining which type of bankruptcy may prove most beneficial for your unique situation to gather and submitting all the necessary paperwork to attending required debt counseling sessions.

Types of Bankruptcy Cases I Handle

Morrison & Associates is proud to assist clients throughout the state of Massachusetts with a wide variety of bankruptcy and debt relief issues.

As your dedicated bankruptcy attorney, I can assist you with:

• Filing for Chapter 7
• Chapter 7 exemptions
• The Chapter 7 means test
• Filing for Chapter 11
• Holding property as a Debtor in Possession
• Chapter 11 for small businesses
• Filing for Chapter 13
• Requesting a hardship discharge
• Qualifying for repayment bankruptcy
• Alternatives to bankruptcy
• Credit report errors
• Fair Credit Reporting Act violations
• Debt relief and settlement
• Understanding the bankruptcy process
• Collections defense
• Stopping creditor harassment
• Foreclosure defense
• Emergency bankruptcy filings

I have handled all types of complex and difficult bankruptcy cases and, in every case, I work to provide my clients with the care, compassion, and qualified legal counsel they deserve.

Contact Morrison & Associates Today

The bankruptcy process can seem daunting and, for many, filing for bankruptcy still has certain negative connotations. However, taking advantage of your right to debt relief can provide you with the ability to regain control of your finances and move forward with your life. Don’t let the past dictate your future; contact my firm today to find out how you can find relief from massive debt.